22 Jan 2023
The Driverly app monitors and records dozens of different driving criteria
The University of South Wales has helped develop an app that could help young drivers save on car insurance by proving they’re safe on the road.
Developed in partnership with a Cardiff-based insurance provider, the app uses AI technology to monitor real-world driving conditions and accident data, as well as driver and vehicle profiles.
As the system evolves, the designers hope it can help reduce the cost of previously expensive car insurance for younger drivers.
Working with the USW-based Center of Excellence in Mobile and Emerging Technology, Driverly Insurance developed the app as part of the company’s mission to create safer roads in the UK while rewarding good driving.
The Driverly app monitors and records dozens of different driving criteria so users can get an accurate picture of their driving habits, which can directly benefit them financially.
After initially monitoring a person’s driving behavior, thanks to the specialists at CEMET, Driverly has now added further layers to its technology offering.
In addition to recording driving behavior, the improved app can also draw on accident profiles from all major roads in the UK, combined with real-time weather forecasts to create an AI-powered view of real-world driving conditions.
Nestor Alonso, Chief Data Officer at Driverly, worked closely with CEMET experts during development.
He said: “Having already designed and built the app, Driverly turned to CEMET to take it to the next level. CEMET has added a separate layer to users’ driving context: road conditions and weather conditions – never before done with an app in the insurance industry.
“With these additional layers, we will be able to offer the most advanced, real-time risk analysis for young drivers and provide them with insurance premiums that truly reflect their driving habits and — crucially — their driving environment.
“This is great news for young drivers and great news for the insurance industry. We take a lot of the guesswork out of insuring younger drivers who have traditionally struggled to find competitively priced insurance policies.’
For the CEMET specialists, working on Driverly’s project meant new challenges for their expertise.
“The Driverly project has been really interesting and it’s nice to work with a company that pushes boundaries,” said Seamus Ballard-Smith of CEMET.
“The project itself was conceptually straightforward, but presented some technical challenges. Combining data from multiple sources on a single platform, taking time to refine all disparate data into a single database and then developing risk calculation algorithms was great fun.”
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